Neighborly Sentiments

Recently, signs like this one have been cropping up around German Village.  In these troubled times, they express a worthy and noble sentiment that I wholeheartedly endorse.  Yet I feel that the message is somehow . . . incomplete.

I’m perfectly happy to live next door to anybody, no matter where they are from, what they look like, where they work, their religion, national origin, or sexual orientation, or for that matter what they do with their lives.  If they’re willing to live next to the likes of me, I’m willing to live next to them.  My focus, instead, is much more narrow and admittedly self-interested.  I only want to know whether they will perform very basic property maintenance — mow the grass, weed from time to time, not put a crappy couch on the front porch, slap some paint where it’s needed — keep their dogs from barking and biting, and not be obnoxious, intrusive, or noisy at 3 a.m. when I’m trying to sleep..In my view, these are the acid tests of neighborliness — the straightforward, but crucial, measuring points on the good neighbor scale of behavior.

So I think I would amend the sign as follows:  No matter where you are from, so long as you keep your place up and keep the noise down we’re glad you’re our neighbors.

What in the Heck is Going On ?

Look  (both hands chopping in a downward motion) – I’ve recently retired and figure I have done everything right okay – never carried any debt except for an occasional credit card bill and my mortgage payment (considered good debt). Always lived well within my means – paid cash for all of my cars – sold my house for a good price and traded down to a small condo back in 2004 which I recently paid off.

A week or so ago the Federal Reserve released a statement saying that they are keeping interest rates at or near zero through at least mid – 2013. So basically what they’re saying is this is a great time to buy or re-finance a house – thanks Ben (Bernanke) but you see I don’t need a house right now, I have one that is paid off ! Keeping rates low means interest rates on credit cards will remain low – thanks again Ben but I don’t use my credit card except when I am taking a trip or in case of  an emergency and I always pay the one credit card I have off every month.

YOU SEE BEN WHAT I WOULD LIKE IS SOME KIND OF RETURN ON MY MONEY FOR CHOOSING TO SAVE AND IT LOOKS LIKE I AM NOT GOING TO GET A GOOD RETURN FOR AT LEAST THE NEXT COUPLE OF YEARS. BEN, I DON’T WANT TO INVEST TOO MUCH OF MY SAVINGS INTO A RISKIER INVESTMENT LIKE SAY THE STOCK MARKET BECAUSE I AM RETIRED AND I AM GOING TO NEED THE MONEY SOME TIME IN THE NEAR FUTURE – I MEAN A BIRD IN THE HAND IS WORTH TWO IN THE BUSH ISN’T IT ?

So yesterday I’m opening my mail and I come to an envelope that says – Important Information About Your Property Value 2011 Reappraisal. I’ve read numerous stories on the internet about home values dropping like rocks and of course Columbus Ohio is no different right, so I open the envelope and WHAT – my condo is now worth 25% less than what it was in 2005 the last time my property was appraised.

THIS REALLY SUCKS ! Ahhhhh – they say that blogging is therapeutic and you know what I think it is, I feel so much better now ! I wonder what tomorrow will have in store for me !!